Veritus is a next-generation, vertically integrated debt buyer and collections platform powered entirely by AI. We acquire charged-off consumer debt and service it using in-house AI agents—including voice AI—replacing costly and inconsistent human collectors with automated agents that are faster, cheaper, and more compliant.

By owning the full stack—from debt acquisition and portfolio valuation to omnichannel outreach and negotiation—we drastically reduce cost-to-collect, enabling us to pay more for portfolios and scale rapidly. Veritus is positioned to lead a massive transformation in the $16B+ collections industry, expanding from debt buying into third-party servicing and SaaS.

We’ve just joined Y Combinator’s Summer 2025 batch and are backed by repeat founders with deep experience in AI, fintech, and regulatory-heavy industries. Now we’re building out the founding team—and looking for world-class engineers who want to work at the heart of a high-margin, AI-native vertical business.