Mono

https://owo.co

TL;DR: OWO, built by Mono, is an intelligent money interface on WhatsApp that lets Nigerians send money directly from their bank account to anyone nationwide — and soon, across Africa. Users can also buy airtime, data, and more — all securely, without leaving WhatsApp.

Problem

OWO solves a key problem: millions of Nigerians use WhatsApp daily, but can’t easily send money or pay bills from it. Traditional methods like USSD and banking apps are slow, unreliable, or hard to use.

Solution

With OWO, users can now send money, buy airtime, and more — directly inside WhatsApp, using simple text or voice. No new app, no stress. It’s fast, secure, and built on Mono’s licensed infrastructure.

For the first time, 100M+ Nigerian bank account holders can move money as easily as sending a message — and soon, across Africa.

https://youtu.be/f0UC5JDBRAU

Ask

We just crossed ₦1 billion ($700k) in processed transactions on OWO! 🚀

We’d really appreciate your support in sharing this milestone on social media and following us:

📢 Share on X

🐦 X: @joinowo

📸 Instagram: @joinowo

Thanks for being part of the journey!