We believe accountants will not exist in 10 years. AI has just now made it possible to automate almost every single task they do, and we are here to capitalize on that. We aim to replace all bookkeeping, accounting and tax filing jobs within small businesses globally.
Traditional software (Quickbooks/Xero) can’t think, and traditional accountants (Fondo/Finta) can’t scale—we need something more.
Minerva delivers CFO-level intelligence through AI—ready to ingest every bank feed, invoice, chat, and doc. It is the most agentic accountant you will ever have.
Minerva is a CFO-grade, AI-powered accounting service that:
Ingests everything. Pulls bank feeds, invoices, chats, docs—then learns your revenue streams and approval quirks automatically.
Writes the follow-ups. Auto-emails vendors, customers, or teammates to chase receipts, fix POs, or renegotiate terms—politely and persistently.
Answers instantly. Type “burn-rate trend” or “campaign ROI” and get audit-ready numbers plus a plain-English blurb.
Autopilots your P&L. Spots gaps in real time, pings the right person, and reconciles the moment data lands—no month-end scramble.
Looks forward, not back. Runs live 13-week cash forecasts, Monte-Carlo stress tests, and hiring “what-ifs,” refreshing every few minutes.
Turns regulations into refunds. Tracks global tax codes, surfaces every credit or deduction, prepares the forms, and e-files on time.
Optimizes cash like a treasury desk. Sweeps idle balances into high-yield accounts, times payments for float and discounts, and flags financing options before gaps appear.
Tells the story. Auto-builds board decks, KPI dashboards, and investor memos—charts, insights, even voice-overs included.
Stays audit-ready. Maintains a time-stamped evidence vault and runs continuous mock audits.
Learns on its own. Each close cycle sharpens categorization and forecasts—no upgrades needed.
Integrates everywhere. From Stripe to Shopify, Slack to WhatsApp—if it holds financial signal, it’s in scope.
The Team
@Peter Zhu (left), @Om Agarwal (right). We’re from Canada & met at an international science fair during high school. We have been building together ever since! We both have 2 decades of combined experience building software.