Nova Credit

Bridging a world of consumer-permissioned credit data

Senior Software Engineer

$193K - $235KSan Francisco, CA / New York, NY, US / Los Angeles, CA, US / Toronto, ON, CA / Toronto, Ontario, CA / Boston, MA, US / Remote (NY, US; NJ, US; CT, US; PA, US; MD, US; VA, US; FL, US; NC, US; TX, US; IL, US; CA, US; Seattle, WA, US; Toronto, ON, CA; Toronto, Ontario, CA)
Job type
Full-time
Role
Engineering, Full stack
Experience
6+ years
Visa
US citizen/visa only
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About the role

WHO WE ARE

At Nova Credit, we’re on a mission to power financial inclusion globally, building a unified platform for credit and financial data that meaningfully impacts lives. Our software engineers develop innovative solutions that incorporate data integrations and advanced analytics into seamless user experiences, transforming diverse data into actionable risk insights.

Join us to help unlock economic opportunities for consumers historically excluded from traditional credit systems. We foster a dynamic, inclusive environment that values diversity, intellectual honesty, and innovation, committed to supporting your professional growth.

Our Technology Stack:

We leverage Node.js, React, TypeScript, Python, PostgreSQL, and AWS to bring our products to life.

THE OPPORTUNITY

We're seeking a Senior Software Engineer to lead key technical projects from design to delivery, drive the implementation of scalable and robust solutions across our products, and contribute to our technical roadmap while mentoring junior engineers.

Your profile and expertise:

  • 5+ years of relevant experience, ideally in high-growth or early-stage startups.
  • Strong expertise in modern software technologies, with ability to quickly learn and ramp into our tech stack.
  • Proactive problem-solver with a demonstrated ability to independently navigate and resolve complex technical challenges in a fast-paced environment.
  • Strong collaborator and communicator, effectively bridging gaps between technical teams and non-technical stakeholders.

Your contributions across a range of projects:

  • Designing and building enterprise-grade APIs and platform-level features (web and mobile).
  • Driving the expansion of design systems to unify UI/UX across consumer and customer-facing products.
  • Leading the implementation and launch of new integrations with key data suppliers.
  • Developing and productizing advanced data models to effectively deploy new attributes and scores.
  • Advancing architectural enhancements to support new product use cases and ensure platform scalability.

In the first month, you'll:

  • Land your “new hire” ticket in the first week, and contribute to at least one key roadmap feature in the first month.
  • Familiarize yourself with our software development lifecycle and technical strategy.
  • Quickly grasp our business model, product offerings, and customer value proposition.
  • Integrate seamlessly with the team, understanding our working style, mission, and values.

In the first quarter, you'll:

  • Lead significant technical initiatives, taking end-to-end ownership from design through delivery.
  • Consistently participate and make impactful contributions across team norms (e.g., project planning, thorough code reviews, QA, on-call rotation).
  • Proactively collaborate with engineering, product, design, and other partner teams to drive cohesive development of complex projects.
  • Deepen knowledge of critical product artifacts and proactively identify opportunities for technical improvement.
  • Develop a clear understanding of how engineering decisions strategically impact our business and products.

In the first year, you'll:

  • Lead and successfully deliver complex features end-to-end, translating ambiguity into actionable technical milestones.
  • Champion best practices and implement technical enhancements that improve the scalability or maintainability of our product platform.
  • Become a trusted subject matter expert within your product vertical, comfortable translating product requirements into technical designs.
  • Influence technical decisions and direction of your team's roadmap.
  • Strengthen our engineering culture by regularly mentoring junior engineers and contributing to knowledge sharing.

192,950 - 234,900 USD/year

171,822 - 209,178 CAD/year

The above compensation ranges are dependent on individual experience, skills, education, location, and qualifications. We consider all elements of compensation to be a part of the value we provide to Novans. This may include base salary, equity grants, incentive compensation for eligible roles, professional development, flexible PTO, and tenure rewards. In the U.S., our benefits package includes comprehensive and generously subsidized medical, dental, and vision insurance options, along with a company-sponsored 401k plan, generous parental leave, sick time off, and paid time off vacation.

Everyone is welcome at Nova Credit. We are an equal-opportunity employer where diversity and inclusion are central pillars of our company strategy. We seek applicants who understand, embrace, and thrive in a multicultural and globalized world. We do not discriminate on the basis of any protected class, including race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage all qualified candidates, including those with a criminal history, to apply.

About Nova Credit

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. As a Consumer Reporting Agency (CRA), Nova Credit leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill critical gaps in traditional credit analytics. The company transforms the fragmented universe of consumer financial data into compliant, actionable risk insights through a comprehensive platform designed to increase conversion through expanded coverage, speed, and reliability. Leading organizations, including HSBC, RBC, SoFi, Scotiabank, Appfolio, and Yardi, work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly verify income with Income Navigator, and reach new-to-country consumers with Credit Passport®.

Learn more at https://www.novacredit.com or reach out to connect@novacredit.com

Nova Credit
Founded:2016
Batch:S16
Team Size:100
Status:
Active
Location:San Francisco
Founders
Misha Esipov
Misha Esipov
CEO