Finance Startups funded by Y Combinator (YC) 2025

November 2025

Browse 71 of the top Finance startups funded by Y Combinator.

We also have a Startup Directory where you can search through over 5,000 companies.

  • Casca
    Casca
    Y Combinator LogoS2023
    Active • 28 employees • San Francisco, CA, USA
    Casca is an AI-native platform transforming small business lending by enabling banks and lenders to originate 10x more loans with 90% less manual effort. Our solutions streamline the entire loan process—from customizable application forms and secure applicant portals to AI-powered assistants, automated document collection, KYB checks, and underwriting. We’ve found product market fit and are scaling our team very quickly. Small businesses are the heart of the American economy. Many banks shy away from providing funding because of the manual effort in pursuing those deals. With us, that changes. We unlock affordable, quick bank funding for the 30M+ small businesses in the US who would otherwise be subject to the high interest rates from predatory online lenders. We are a world-class team of banking & AI experts from Stanford, MIT & Y Combinator. We like to win and we know that the only thing between us and the title is our own ability to improve every day.
    finance
    machine-learning
    conversational-banking
    fintech
    artificial-intelligence
  • Blue Onion
    Blue Onion
    Y Combinator LogoS2020
    Active • 27 employees • New York, NY, USA
    Blue Onion is the data backbone for tomorrow’s AI-powered finance teams — a subledger platform that transforms messy, scattered transactions into clean, reconciled, and automation-ready data.
    machine-learning
    finance
    ai
  • Apero Health
    Apero Health
    Y Combinator LogoS2019
    Active • 24 employees • San Francisco, CA, USA
    We help healthcare companies run their practices. Eligibility, BI, claims, patient payments? Shoot us an email at founders@aperohealth.com Apero is a Y-Combinator-backed startup based in San Francisco bringing transparency and ease to medical billing. As one of the top startups from the Summer 2019 Y Combinator batch, we have raised from well-known investors including the creator of Gmail Paul Buchheit and the founders of Doctor on Demand, Gusto and Reddit, and serve startups that have raised over $1B in Venture Capital. The founding team are Stanford CS and Berkeley grads and include the CTO of Doctor on Demand having helped raised $240m and process millions of video calls. We are also hiring for engineers and product-minded operations people interested in giving price transparency to patients and providers. We serve practices nationwide, and integrate with leading EHRs as well.
    enterprise-software
    finance
    health-tech
    digital-health
  • Levro
    Levro
    Y Combinator LogoS2021
    Active • 12 employees • San Francisco, CA, USA
    Levro is a multicurrency account and global payments platform for businesses. We help US & international companies hold, convert, and pay 30+ currencies. Our exchange at rates are 40-90% lower than banks and FX services like Wise. We also offer free currency risk management, recipient onboarding, automated multicurrency reconciliation, and wire tracking. If you have international customers, employee payroll, vendors, or bulk payouts to different countries please send us a note! founders@levro.com
    fintech
    b2b
    international
    payments
    finance
  • Trace
    Trace
    Y Combinator LogoW2025
    Active • 3 employees • San Francisco, CA, USA
    We started Trace because we believe AI should wow customers, not frustrate them. As a result, we prioritize reliability and seamless customer interactions. Trace AI agents resolve calls end-to-end, securely integrating with bank systems and external APIs. So far, our agents handle quoting, application, and transaction tracking calls for our partners — but we’re still searching for new exciting use cases. Question to all fintechs/banks: Which customer requests keep coming back to you? We’d love to learn how you handle them now and if they are ripe for automation.
    saas
    b2b
    ai
    finance
  • Mulligan
    Mulligan
    Y Combinator LogoW2023
    Active • 4 employees • San Francisco, CA, USA
    Mulligan is an end-to-end AI automation platform for commercial insurance brokers. Automates quoting, policy checking, proposals and more by up to 90%. Start for free at usemulligan.com
    workflow-automation
    documents
    generative-ai
    insurance
    finance
  • Palomma
    Palomma
    Y Combinator LogoW2023
    Active • 8 employees • Medellín, Medellin, Antioquia, Colombia
    Palomma builds vertical AI agents and payments for residential property managers and developers to help them sell more and automate their operations. Their first three agents focus on inbound leasing, outbound sales and collections (+ embedded payments).
    finance
    payments
    b2b
    saas
    artificial-intelligence
  • Bayesline
    Bayesline
    Y Combinator LogoS2024
    Active • 2 employees • New York, NY, USA
    Bayesline is building a GPU-powered financial analytics suite for institutional investors, like hedge funds. Clients use our cloud deployed solution to build custom analytics in seconds, having previously been frustrated with off the shelf solutions that don't generate any alpha. What used to take weeks or months now happens near instantly. Sebastian, CFA (ex Bloomberg Quant & AI Research) and Misha, PhD (ex BlackRock Managing Director) met while working at BlackRock in 2016. With a combined 20 years of experience in the space they set out to change the way the industry uses analytics - from one size doesn't fit all to truly tailored to clients' needs.
    finance
    fintech
    analytics
    ai
    b2b
  • yearend
    yearend
    Y Combinator LogoW2020
    Active • 7 employees • San Francisco, CA, USA
    YearEnd helps startup employees optimize their equity and taxes, and can also file their tax returns. They simply connect their financial accounts and YearEnd will tell them how much tax they’ll owe and will make recommendations on how to make better decisions. At the end of the year, YearEnd can also file their tax return for them or they can collaborate with their existing tax accountant.
    finance
    fintech
  • finbar
    finbar
    Y Combinator LogoW2025
    Active • 2 employees
    finbar is the AI investment analyst used by several top-20 (AUM) hedge funds. It automates financial modelling, research, and data analysis so multi-million-dollar decisions can be made 100x faster.
    fintech
    documents
    workflow-automation
    finance
  • Blaze
    Blaze
    Y Combinator LogoS2024
    Active • 5 employees • Mexico City, CDMX, Mexico
    Blaze (YC S24) is global Venmo for cross border payments. It's a peer to peer payments app that uses USDC to make payments fast and cheap between any two people anywhere in the world. The founders scaled their last startup to $1M in ARR, studied mathematics and engineering at Duke, NYU, and Cornell, and have led teams at Spotify, Artsy, and Bitpanda. They're live in the US and Mexico, available for download on iOS and Android: https://blaze.money
    crypto-web3
    payments
    fintech
    travel
    finance
  • Hapi
    Hapi
    Y Combinator LogoW2021
    Active • 45 employees
    Hapi democratizes investing for consumers in Latin America. We let anyone from Latam easily invest in stocks, ETFs and cryptos in under 5 minutes, with no minimums and no commissions.
    consumer-finance
    fintech
    finance
    trading
    cryptocurrency
  • Trata
    Trata
    Y Combinator LogoW2025
    Active • 3 employees • New York, NY, USA
    Trata is an AI-powered research desk for hedge funds. We use agents to interview hedge fund analysts, write investment research, and distribute this through a subscription.
    finance
    investing
    b2b
    community
    artificial-intelligence
  • Elevate
    Elevate
    Y Combinator LogoS2024
    Active • 3 employees • New York, NY, USA
    Elevate is bringing AI to private equity-backed roll-ups. For example, one of our customers is Guardian Restoration Partners, which is backed by Alpine Investors, the leading roll-up focused private equity firm. In three months, we integrated 10 acquisitions and enabled them to pilot AI agents built on top of our data warehouse. We know this problem personally. Before Elevate, Scott was a Vice President at a $15B private equity firm where he was leading a roll-up. Steve and Jeff are both software engineers with backgrounds across finance, big tech, and start-ups. The founding team has been friends for over a decade from their Duke undergraduate days.
    aiops
    b2b
    finance
    automation
    artificial-intelligence
  • Aleph
    Aleph
    Y Combinator LogoS2021
    Active • 30 employees • New York, NY, USA
    Aleph helps top finance teams work with their data in real time. Businesses can automate financial models and streamline budgeting and forecasting with the fastest-to-implement FP&A platform. Aleph eliminates the need to export data from multiple sources by syncing spreadsheet models with data from 150+ integrations, and allows teams to interact with their data in no-code dashboards. From annual budgeting to ad hoc reporting, scale your financial processes faster with better data without expanding your team. See why over 90% of people who start a trial with Aleph become customers!
    finance
  • PathPilot
    PathPilot
    Y Combinator LogoS2024
    Active • 3 employees • San Jose, CA, USA
    Fintechs, banks, and other institutions managing financial services face constant pressure to reduce costs, enhance customer experience, and ensure regulatory compliance. PathPilot provides the speed of pre-built AI agents combined with the flexibility of full customization. This enables internal teams to remain in full control—designing, deploying, and governing AI solutions independently, without reliance on external vendors.
    finance
    artificial-intelligence
    customer-support
    saas
    b2b
  • OctaveWealth
    OctaveWealth
    Y Combinator LogoS2012
    Active • 2 employees • San Francisco, CA, USA
    We’ll build the 401(k) you need to help attract and retain talent. OctaveWealth is operated by Quillu Inc, an SEC registered Investment Advisor.
    investing
    finance
  • Modus
    Modus
    Y Combinator LogoS2024
    Active • 3 employees
    Modus helps companies hire and retain only the people they need instead of becoming bloated messes. Modus connects your HRIS, ATS, and analyzes extensive data across your organization so leaders can detect, inspect, and correct their workforce plans - without relying on spreadsheets or complex systems. Lin experienced these challenges firsthand as a VP BizOps at HashiCorp, scaling from 100 employees to IPO, while Chris and Amar faced similar issues scaling 40+ person teams as a fractional CTO. They’re motivated by the belief that companies should have the least number of employees possible.
    b2b
    operations
    hr-tech
    finance
    artificial-intelligence
  • Finlens
    Finlens
    Y Combinator LogoW2020
    Active • 6 employees • San Francisco, CA, USA
    Finlens is an AI co-pilot for QuickBooks, built for founders and accounting firms who want faster closes, real-time visibility, and clean books without the spreadsheet chaos. We automate categorisation, GAAP schedules, and collaboration, all on top of your existing QuickBooks setup. No migrations. No change management. Just a smarter way to work with the stack you already use. Backed by Y Combinator (W20) and Accel. Built by second-time founders who’ve seen the finance backend break — and decided to rebuild it.
    saas
    ai
    finance
    b2b
  • Zalos
    Zalos
    Y Combinator LogoF2025
    Active • 2 employees • San Francisco, CA, USA
    *Eliminate your Finance Operations grunt work - NOW!* ⚡Computer Agent logs into existing systems (e.g., ERP, Accounting, other CFO tools) ⚡Automates Finance processes (e.g., reconciliation, categorization, form filling) ⚡Uploads & submits in your system ➡➡ Interested? Request demo here: https://www.zalos.ai/contact-us *The Blockers ➜ Your Finance Systems:* Finance Operations is buried in repetitive tasks, driving: ❌ Lack finance visibility for decision-making ❌ Wasted time by in-house or outsourced teams ❌ Mistakes and delays from human-driven processes Barriers to FinOps automation have included: 🚨 Legacy ERPs with limited AI 🚨 Authentication-protected websites & portals 🚨 Too many Finance Systems that don’t speak to another It doesn’t have to be this way. ⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻ *The Breakthrough ➜ Zalos:* Zalos Agents run your rule-based processes, using your existing Finance applications: ⭐ Our agents automate processes based on simple instructions (e.g., Screen Recording, PDFs) ⭐ Native handling of ERPs or other applications (e.g., 2FA, Captcha) ⭐ Superior performance from our FinOps libraries (e.g., Data Extraction & Harmonization, Reconciliation, etc.) Customer story: FROM: In the Bay area, a Finance Manager was wasting 4 days (!) per month: ✖️ Downloads transactions from Corporate Credit Cards & legacy Banks ✖️ Uploads into NetSuite and manually categorizes 100s of transactions USING ZALOS: Finance Manager schedules ‘run process’ weekly: ✔️ Zalos handles 2FA to download & submit required transactions ✔️ Zalos operates NetSuite to categorize >60% outstanding transactions * No browser required: Zalos works silently in the background, whilst continuously improving itself. Gaining 1 day per week was transformational. The Finance Manager could 🟪 Reduce financial risks with closer inspection (e.g., debt covenants) 🟪 Catch cash leakages by spotting suppliers being paid at generous terms 🟪 Be a strategic partner to the CEO & business with better analysis ⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻⸻ Zalos transforms your Finance Operations: ☑️ Scale without headcount - don’t let Operations teams be a bottleneck ☑️ Smarter every day, with evals & RL-finetuning driving a self-performing system ☑️ Built for Enterprise-grade security and screen records every automation for audit ➡➡ Interested? Request demo here: https://www.zalos.ai/contact-us
    finops
    finance
    artificial-intelligence
    enterprise
  • OkCredit
    OkCredit
    Y Combinator LogoS2018
    Active • 70 employees • Bengaluru, Karnataka, India
    Today, over 50 million SMBs issue informal credit in India, This is a hugely manual process which they spend hours tracking, reconciling, and collecting! The 50M SMBs in India account for 40% of the nation’s GDP. As much as 60% of their sales happen on credit. That’s ~24% of the country’s GDP (500B$) lying on paper! OKCREDIT as a company came into existence to start solving the most important problem of credit recovery in MSMEs. We as first movers developed a bookkeeping app that would help any merchant sitting at the remotest corner of the country with internet connectivity to record his transactions digitally. We helped them track the credit given to their customers and suppliers. With our Okcredit app a merchant can track the amount of credit given, monitor credit limit, send reminders and eventually can collect faster from their customers. So as a company our vision was to bring the data dark merchants onto the digital platform. We have changed the way the MSMEs record the transactions and eased their life today.
    fintech
    finops
    payments
    finance
    india
    smb
  • FINNY AI
    FINNY AI
    Y Combinator LogoS2024
    Active • 4 employees • New York, NY, USA
    FINNY is building a new operating system for independent financial advisors, and starting by helping them grow. Our goal is to empower the best financial advisors (the independents!) to serve all Americans who want financial advice. We are starting with growth, which is the most existential problem advisors face. The organic growth process is highly inefficient and full of noise. Advisors often waste 60 hours of business development to convert 1 new client. At FINNY, we are certain we can do better with AI. With our tool, advisors can: - Identify prospects within their target niche, aggregating thousands of data points per lead - Prioritize prospects based on their predicted likelihood of converting, a score unique to each advisor and prospect pair - Automate the outreach and meeting scheduling with their high priority prospects In essence, doing all the work for the advisors, and letting them focus on what actually matters, the client relationship.
    fintech
    sales-enablement
    machine-learning
    finance
    automation
  • Levers
    Levers
    Y Combinator LogoS2022
    Active • 8 employees • Jeddah Saudi Arabia
    Levers is an accounts receivable management SaaS that helps B2B companies reduce overdue payments, accelerate cash collection, and boost cashflow. Our software integrates with your accounting system and streamlines your AR process using personalized reminders, cross-team collaboration tools, collection performance analytics, and more.
    saas
    finance
  • Demeter
    Demeter
    Y Combinator LogoW2025
    Active • 2 employees • San Francisco, CA, USA
    Demeter is the AI platform to maximize private investment returns. It enriches portfolio data with deep research to automate performance tracking and benchmarking for value creation.
    workflow-automation
    b2b
    finance
    ai
    investments
  • AlphaWatch AI
    AlphaWatch AI
    Y Combinator LogoW2023
    Active • 7 employees • New York, NY, USA
    Alphawatch AI powers real-world market intelligence for Fortune 500s, $100B+ AUM investment funds, and global pharmaceutical leaders. We combine proprietary data with AI-driven, on-the-ground collection, reaching real operators in real time to surface forward-looking insights that inform billion-dollar market entries, acquisitions, and strategic decisions.
    ai-assistant
    finance
    workflow-automation
    generative-ai
    enterprise
  • Plate IQ
    Plate IQ
    Y Combinator LogoS2015
    Active • 200 employees • New York, NY, USA
    Plate IQ makes accounts payable simple. Automated accounts payable software replaces manual data entry by digitizing your invoices down to the line item, automatically assigning them your proper GL codes, syncing the information to your accounting software, and providing analytics around purchasing. Plate IQ also offers one-click bill pay, inventory, and cloud-based data storage that allows businesses to go paperless.
    fintech
    finance
  • Thrive Agric
    Thrive Agric
    Y Combinator LogoW2019
    Active • 227 employees • Abuja, Nigeria
    We have created a market place that enables the sales of agro-commodities locally and internationally while providing rural farmers with all the resources they will need to grow crops like loans to but inputs and the needed extension services for better insights.
    agriculture
    finance
  • Vendr
    Vendr
    Y Combinator LogoS2019
    Active • 50 employees • Boston, MA, USA
    Vendr built the AI negotiation agent that helps companies stop overpaying for software by using real contract data to benchmark prices and secure better deals automatically.
    saas
    procurement
    finance
  • Double
    Double
    Y Combinator LogoW2024
    Active • 5 employees • San Francisco, CA, USA
    Double lets anyone design and invest in their own stock index that’s advised, managed and tax optimized by Double.
    consumer-finance
    fintech
    finance
    investing
    stocks
  • Serafis
    Serafis
    Y Combinator LogoS2025
    Active • 2 employees • San Francisco, CA, USA
    Serafis is a search and discovery engine for long-form content. Our AI knowledge graph turns under-indexed data into structured market intelligence — starting with podcasts. We help investors and operators: • Accelerate research • Surface new insights • Distill signal from noise We are already live with 12 organizations managing over $70B in capital. Our library features >10,000 curated transcripts featuring top investors, Series A+ founders, and public company CEOs — searchable by person, company or theme.
    finance
    saas
    search
    artificial-intelligence
  • Dataglade
    Dataglade
    Y Combinator LogoW2023
    Active • 2 employees • New York, NY, USA
    Dataglade is the smart way to research stocks. Our AI generates clear analyses and financial models for any public company, and our fundamental data fulfills almost every research need. We save investors hours every day by eliminating the need to manually dig through financial filings. Customers trust our reports because every number is backed by citations to our proprietary financial data warehouse. We inform $1+ billion of trades every day, and we’re just getting started. Check us out at dataglade.com.
    generative-ai
    finance
    fintech
    saas
    ai
  • Chart
    Chart
    Y Combinator LogoW2023
    Active • 3 employees
    Chart's Unified Tax Record API provides a direct bridge to tax records from the IRS, state tax agencies, and major tax preparation platforms such as TurboTax and H&R Block.
    finops
    finance
    fintech
  • Keye
    Keye
    Y Combinator LogoF2024
    Active • 3 employees • New York, NY, USA
    Keye is an AI software that lets private equity firms do due diligence for acquisitions faster and more accurately. Our customers can evaluate 10x more deals and fund better companies which leads directly to better returns/more alpha. -- Our system is the first of its kind to instantly generate complex, comprehensive data packs from raw data in any format, directly from the data room. This enables investors to gain an 80% understanding of a potential deal within moments, empowering them to say No to a deal earlier in the process and focus on high-potential opportunities. Traditionally, creating these detailed data packs—like cohort or retention analyses and customer roll-forwards—takes weeks, during which critical details may be overlooked, potentially costing funds millions in missed insights and poor decisions. -- Keye combines cutting-edge AI with deep private equity expertise to deliver powerful, multi-layered insights that go far beyond the simple summarizers and search functions offered by other tools. Our platform dives deep into both quantitative and qualitative due diligence data, offering high-impact analytics crafted specifically for private equity workflows. This isn’t just automation—it’s a purpose-built solution that uncovers actionable insights, fueling smarter decisions and driving true alpha.
    finance
    artificial-intelligence
    ai
    enterprise-software
    investing
  • Capix
    Capix
    Y Combinator LogoS2022
    Active • 5 employees • New York, NY, USA
    Capix makes finding private equity firms fast and accurate by aggregating and enriching data from multiple sources into one customizable platform.
    fintech
    sales-enablement
    finance
  • TamLabs
    TamLabs
    Y Combinator LogoW2025
    Active • 2 employees • San Francisco, CA, USA
    TamLabs transforms Microsoft Word into an AI-native document editor. Our plugin enables instant document changes with git-style previews, automated comment implementation, and formatting preservation.
    ai-assistant
    productivity
    legal
    finance
    ai
  • Modernbanc
    Modernbanc
    Y Combinator LogoW2020
    Active • 6 employees • San Francisco, CA, USA
    Simple to set-up, flexible and powerful platform to manage your business finances
    fintech
    finance
    ai
    b2b
  • attimet
    attimet
    Y Combinator LogoF2024
    Active • 3 employees • San Francisco, CA, USA
    We’re building a research lab that puts its ideas to the test in one of the most complex, information-rich environments in the world: the financial markets. Much of trading still depends on hand-crafted signals and intuition. We’re approaching it differently - from first principles. We design systems that learn, adapt, and improve with data. Our infrastructure is built to accelerate research: fast iteration loops, real-time feedback, and direct connection between ideas and outcomes. We’re starting with liquid markets like equities and options - high-dimensional, dynamic systems where traditional pipelines break down. Our goal isn’t just to model them better - it’s to build a platform for experimentation, where every result tightens the loop between theory and practice. If you care about learning systems, clean abstractions, and applying research in the wild - we’re hiring.
    trading
    artificial-intelligence
    finance
  • Fintool
    Fintool
    Y Combinator LogoW2023
    Active • 6 employees • San Francisco, CA, USA
    Fintool.com is a financial copilot for institutional investors. It’s ChatGPT on top of financial documents. Fintool is engineered to discover financial insights that are beyond the reach of human analysis or search software.
    finance
    trading
    artificial-intelligence
  • Retape
    Retape
    Y Combinator LogoW2023
    Active • 3 employees
    Automating call center operations at debt settlement companies, with AI that plugs into CRM, identifies debts to settle, and negotiates with creditors over the phone.
    b2b
    saas
    generative-ai
    finance
  • Mantys
    Mantys
    Y Combinator LogoW2023
    Active • 12 employees • Bengaluru, Karnataka, India
    Mantys helps SaaS companies calculate and forecast their ARR accurately in real time without using multiple spreadsheets. For example, NextBillion uses Mantys to pull data from HubSpot and Chargebee and create real-time views of their Contracted ARR, Billed ARR, Churn, and forecasted ARR
    b2b
    saas
    india
    finance
  • Reclaim Protocol
    Reclaim Protocol
    Y Combinator LogoW2021
    Active • 26 employees • Hyderabad, Telangana, India
    Reclaim Protocol is a verification company that leverages advances in AI and cryptography to bring you global, instantaneous and compliant verifications at the industry lowest costs. Using Reclaim Protocol, you can verify : - Education : Which university is this student enrolled in? 20k+ universities globally supported - Employment : Where is the user employed and what is their designation? Employers in all countries supported - Finances : What is the Credit Score and Accredited Investor status of the user? Again, all countries supported - Shopping : Where is the user spending, and what brands are they loyal to? Supporting all major ecommerce and travel services Once you integrate Reclaim Protocol, your users will be presented with a button similar to "Login with Google", but for the website from where we need to verify information. e.g. their university portal, their tax portals and so on. As soon as they login, Reclaim Protocol extracts the required information and verifies the integrity of it. Particularly, ensures that the user has not tampered with the data that was displayed by the website. The verification is done using zero knowledge proofs using an open sourced library!
    identity
    artificial-intelligence
    finance
    compliance
  • Catamaran
    Catamaran
    Y Combinator LogoS2023
    Active • 5 employees • London, UK
    Catamaran uses AI to help people make clearer, faster decisions about risk. Our platform brings all internal and external risk data into one easy-to-understand workspace. By automating data gathering, checking, and scenario testing, we help insurers, reinsurers, brokers, and investors quickly understand and manage their risks. Catamaran also provides a regulated marketplace to easily buy, sell, and manage insurance coverage.
    insurance
    finance
    analytics
    investing
    machine-learning
  • Crunched
    Crunched
    Y Combinator LogoF2025
    Active • 5 employees
    Crunched is the Excel AI analyst for power users - in consulting, investment banking, and private equity. It error-checks workbooks end-to-end, builds models from scratch, and handles grunt work like extracting and linking data from IMs to template models - all within Excel so teams can review and iterate as usual. Agents struggle with tabular data - getting reliable, multi-step execution over thousands of interlinked formulas, sheets, and ranges is hard. Making Crunched good enough for people who live in Excel means knowing the pain points deeply. Michael and Philip has 10,000+ hours in Excel across consulting and finance. Markus and Lars bring deep expertise in scaling AI and enterprise solutions. We've had easy access to first customers and are already live with firms across six European countries - we now plan to expand into the US. With >1bn total Excel users, we focus on the top 2%, highest-value Excel users globally. We're solving one pain point at a time to create a product that doesn't just look good in a demo but actually works in production. Excel is here to stay, but the way experts model is fundamentally changing - with Crunched.
    finance
    analytics
    productivity
  • Tejas AI
    Tejas AI
    Y Combinator LogoW2025
    Active • 2 employees • San Francisco, CA, USA
    Tejas AI eliminates uncertainty, allowing decision-makers to develop and evaluate credit rules more quickly and effectively.
    fintech
    finance
    b2b
    artificial-intelligence
  • Unstatiq
    Unstatiq
    Y Combinator LogoW2023
    Active • 2 employees • San Francisco, CA, USA
    There are billions of dollars of hospital waste caused by inefficient, disconnected supply chains and finance data. Today, clinics are facing unprecedented backorders, recalls, and purchase verticals (medical devices, SaaS, security, commodities). We are building a single product to 10x a fragmented industry with each tool built almost 20 years ago.
    b2b
    health-tech
    supply-chain
    finance
  • Benchmark
    Benchmark
    Y Combinator LogoW2023
    Active • 6 employees • New York, NY, USA
    Benchmark is the trusted AI platform for investment firms. Today, leading firms use Benchmark to screen deals, extract insights from unstructured data, and automate workflows. Our platform combines cutting-edge AI with deep industry expertise to help investment firms make smarter, faster decisions across their entire deal lifecycle.
    finance
    artificial-intelligence
    ai-assistant
    fintech
  • Metal
    Metal
    Y Combinator LogoW2023
    Active • 17 employees • New York, NY, USA
    Metal is an AI application built for fund deal teams and managers. We accelerate a funds deal flow by reducing the effort needed to collect and parse data, perform diligence, and capture key findings.
    artificial-intelligence
    investing
    saas
    finance
    fintech
  • Locus
    Locus
    Y Combinator LogoF2025
    Active • 2 employees
    We make your agents pay. As agents evolve from tools into dependable, autonomous actors, they’ll need the ability to execute open-ended workflows end-to-end. This inevitably means payments: accessing paywalled data, transacting for services or with other specialist agents. But autonomy requires guardrails. Businesses and developers will need a way to ensure their agents only spend how much and on what they’re supposed to. The machine economy is coming, and Locus (YC F25) is building the connector businesses will need to participate. We connect agents securely to funds, letting you define permissions and limits for every transaction. Each payment is traceable, auditable, and fully reconcilable with your existing financial stack.
    finance
    artificial-intelligence
  • IronLedger.ai
    IronLedger.ai
    Y Combinator LogoS2025
    Active • 2 employees • New York, NY, USA
    IronLedger provides AI agents for property accounting, starting with accounts payable. We eliminate more than $70K of accounting costs annually for almost 35K multifamily units. Soon, we'll be providing end-to-end accounting services including automated billbacks, month-end close and bank reconciliation. https://www.ironledger.ai/
    finance
    construction
    real-estate
    saas
    artificial-intelligence
  • Aqua
    Aqua
    Y Combinator LogoS2021
    Active • 34 employees • New York, NY, USA
    One stop shop to find, invest, and service an alternative investment for RIAs, IBDs, and institutions.
    investing
    finance
    investments
    fintech
  • Mod AI
    Mod AI
    Y Combinator LogoF2025
    Active • 4 employees
    We build AI agents to automate invoice processing for finance teams. From ingestion to ERP to payment and bookkeeping, our AI agents read emails, connect to EDIs, extract data from any document format, detect fraud, and sync directly with your ERP or accounting system.
    ai
    artificial-intelligence
    finance
  • Unsiloed AI
    Unsiloed AI
    Y Combinator LogoF2025
    Active • 2 employees • San Francisco, CA, USA
    AI teams spend 6+ months building document workflows, yet fewer than 10% ever reach production. Generic LLM parsers and OCR collapse on multimodal documents with text, tables, images, and charts. Poor parsing and suboptimal chunking cripple RAG pipelines and downstream automation. Unsiloed AI has built state-of-the-art vision models which serves as the infrastructure layer for turning unstructured data into structured, queryable, and LLM-ready assets. Our APIs are already parsing hundreds of thousands of documents for startups and NASDAQ-listed enterprises, powering vertical AI solutions across industries. On public benchmarks, Unsiloed AI consistently outperforms solutions from LlamaIndex, Gemini, Mistral, and Unstructured.io among others.
    apis
    b2b
    finance
    infrastructure
    ai
  • Finnt
    Finnt
    Y Combinator LogoW2022
    Active • 4 employees
    Finnt AI Agents run Controllership and Accounting procedures to accelerate time to close and increase accuracy. ERP-ready journals and financial reports delivered in under 5 minutes, with audit-trail and commentary.
    b2b
    finance
    enterprise-software
    workflow-automation
    ai
  • Carousel Technologies
    Carousel Technologies
    Y Combinator LogoW2024
    Active • 4 employees • 205 W 76th St, New York, NY 10023, USA
    Carousel is an AI assistant for Excel that builds spreadsheets & models in minutes, not hours. Carousel can: - Create & edit Excel models of any complexity, including but not limited to: multi-statement financial models with several tabs, FP&A templates based on raw revenue and cost data, scientific data analyses, and more - Take in data from PDFs, CSVs, presentations, and images, and build the data into your Excel directly - Walk you through complex spreadsheet architecture and each cell's precedents and dependents - Format your models tastefully & professionally - Build chart dashboards to visualize your data It's more useful than the last intern you hired.
    finance
    b2b
    enterprise-software
  • Meticulate
    Meticulate
    Y Combinator LogoW2024
    Active • 3 employees • San Francisco, CA, USA
    Meticulate is an AI-native prospecting engine for sales teams. We make it simple to send stellar outbound messaging at scale. Instead of using boilerplate campaigns, Meticulate codifies your rules and messaging strategy (e.g. “CFOs want to hear an ROI calc upfront”) and combines it with deep prospect research to draft sequences for every prospect from scratch. We’re serving leading GTM teams today (incl OpenAI, Noda, ThreeKit), and are backed by leading AI investors: Y Combinator, Link, Cervin Ventures.
    sales
    investing
    finance
    generative-ai
    artificial-intelligence
  • OmniAI
    OmniAI
    Y Combinator LogoW2024
    Active • 5 employees • San Francisco, CA, USA
    Omni turns documents, slide decks, websites and more into the data you need. You'll never need to copy + paste data into spreadsheets again. - Connect to a database or document store. We support Snowflake, Postgres, Google Drive, S3 and more. - Transform your data - Define type safe schemas to run against your unstructured data. We’ll run those models against your data, and keep your warehouse in sync as new rows/fields are added/deleted. - Query with SQL - All the transformed data stays in your warehouse. Surface this data in your product, or analyze with your existing BI tools.
    documents
    finance
    automation
    ai
  • TigerEye
    TigerEye
    Y Combinator LogoS2022
    Active • 25 employees
    Think Snowflake + Looker + Perplexity. We take care of your data lake and data modeling, providing one-click access to pipeline, revenue, funnel, and financial metrics with AI-driven insights. We also have out of the box tools for territories and segmentation. Whether you need your first RevOps or Financial Analyst hire or want to supercharge your existing team, we've got you covered.
    sales
    saas
    sales-enablement
    finance
    marketing
  • Clarum
    Clarum
    Y Combinator LogoW2024
    Active • 3 employees • San Francisco, CA, USA
    Clarum is an investment due diligence and research platform designed for private equity investors. It connects directly to a firm’s data sources, structures key financial metrics and deal terms, and performs analysis with AI across Excel, Word, and PowerPoint—mirroring the approach of an associate conducting due diligence. Clarum is trusted by private equity firms, family offices, venture capital groups, and consulting teams. We automate major parts of the diligence workflow, enabling faster insights and better risk coverage.
    artificial-intelligence
    finance
    fintech
    b2b
    saas
  • Model ML
    Model ML
    Y Combinator LogoW2024
    Active • 2 employees • London, UK
    Team: Chaz: Founder of Fat Llama YC S17 - Acquired by Hygglo. Responsible for Business and Sales Arns: Founder of Fancy S20 - Acquired by Gopuff, Responsible for tech and product.
    artificial-intelligence
    finance
    b2b
    saas
  • Stock Unlock
    Stock Unlock
    Y Combinator LogoW2022
    Active • 6 employees • New York, NY, USA
    Stock Unlock is an investment education and analysis platform, built by retail investors, for retail investors. We make it easy for noobies to start their investment journey, and save time for the pros. We are building THE place for investors to learn, grow, and invest confidently.
    fintech
    investing
    saas
    finance
  • Sphere
    Sphere
    Y Combinator LogoW2022
    Active • 7 employees • San Francisco, CA, USA
    Sphere is an AI-powered cross-border tax compliance platform. We help companies like Eleven Labs, Replit and Windsurf automate their sales tax, VAT, GST compliance obligations. What makes us different to other vendors on the market is: 1. we have spent the last 1.5 years building local rails into tax authorities in both the US and internationally to properly automate compliance processes (no other vendor has done this), and 2. we're building the world's first AI-native tax engine (which will be the foundation for a broader cross border compliance platform; think Deel for international billing).
    b2b
    finance
    ai
  • AYC Fund
    AYC Fund
    Y Combinator LogoW2022
    Active • 2 employees • Seoul, South Korea
    AYC Fund is web3 VC and web3 liquid fund.
    finance
    crypto-web3
    cryptocurrency
  • Ballerine
    Ballerine
    Y Combinator LogoS2022
    Active • 3 employees
    Ballerine is an Open-source KYC & risk management infrastructure. How can you use Ballerine? 1. Open-source building blocks (such as UI flows, back office, rule engine, etc.) to customize KYC and risk flows for any use case. 2. Global orchestration of KYC vendors that play nicely with any of our building blocks. 3. For enterprises - compliance coverage as a service. Try Ballerine now at - https://github.com/ballerine-io/ballerine Hit us up with any questions at founders@ballerine.com
    finance
    open-source
  • Pivot
    Pivot
    Y Combinator LogoS2022
    Active • 2 employees • San Francisco, CA, USA
    Pivot helps you visualise, analyse and model your company's financial data way faster than Excel.
    saas
    b2b
    finance
    productivity
    enterprise-software
  • Rima AI (formerly Garage)
    Rima AI (formerly Garage)
    Y Combinator LogoS2022
    Active • 7 employees • Austin, TX, USA
    Small business owners use Rima to create professional financial reports that unlock insights to make confident decisions. We are on a mission to create operational freedom for entrepreneurs beginning with eliminating manual reporting forever.
    finance
    b2b
    analytics
    ai
  • Penny
    Y Combinator LogoW2017
    Acquired • 2 employees • San Francisco, CA, USA
    Penny is a personal finance app that helps you track your income and spending. Penny accesses your statement history—with your permission—and uses that information to help you manage your finances. Whenever you open the app, she’ll chat with you about your finances: letting you know how you’re doing this month, forecasting where you’ll be next month, giving you a heads up about upcoming bills, or even helping you cancel services you don’t use. Penny makes finances less intimidating and stressful. Many apps have lots of useful features, but they’re often hard to use and time-consuming. Penny automatically organizes your finances, explains them simply and clearly, and tells you what you need to know, when you need to know it.
    artificial-intelligence
    fintech
    finance
  • Thyme
    Thyme
    Y Combinator LogoS2024
    Acquired • 2 employees • San Francisco, CA, USA
    There are 300k+ financial advisors in the US using a digital Rolodex to manage their client relationships, and it's time for a makeover. At Thyme we are building the OS for financial advisors that allows them to automatically take notes in meetings (in-person, online, and phone calls), manage their client records with the help of AI, and offer a client portal where clients can track their assets, manage tasks, and even pay for their services. Our users have replaced their legacy CRMs and billing solutions with us while deepening their clients' relationships thanks to our client portal and AI tooling that puts rich context at their fingertips.
    artificial-intelligence
    fintech
    finance
  • Seawise Capital
    Seawise Capital
    Y Combinator LogoW2019
    Acquired • 3 employees • New Delhi, Delhi, India
    Seawise Capital is a trade finance company for Indian exporters. We provide SME's working capital against the strength of their international customers. We are able to provide these businesses with collateral-free capital by discounting invoices from their large overseas customers.
    finance
    india
  • Pry Financials
    Pry Financials
    Y Combinator LogoW2021
    Acquired • 7 employees • San Francisco, CA, USA
    Pry makes it simple for companies to manage their budget, hiring plan, financial models, and cash runway. Today, most people plan for their business once a quarter. It's done in Excel - buggy, boring, confusing, and really time-expensive. A lot of people have tried to solve this and only found moderate success or failed. We're the team to do it right.
    fintech
    finance